Terms of Service
Last updated: February 2026
Acceptance of Terms
By accessing or using shouldi, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the service. shouldi is operated by ActOnData (ActOnData.io).
Description of Services
shouldi provides AI-powered decision simulation tools that help users explore possible outcomes of life decisions. The simulations are for informational purposes only and should not be considered professional financial, legal, or medical advice.
User Accounts
You are responsible for maintaining the confidentiality of your account credentials. You must provide accurate information when creating an account. You may not use another person's account without permission. We reserve the right to suspend or terminate accounts that violate these terms.
User Content
You retain ownership of the data you input into simulations. By using the service, you grant us a limited license to process your inputs to generate simulation results. We do not claim ownership of your data and will not use your personal simulation data for purposes other than providing the service.
Limitation of Liability
shouldi is provided "as is" without warranties of any kind. We are not liable for decisions made based on simulation results. The service is a tool to assist with decision-making, not a substitute for professional advice. In no event shall shouldi or ActOnData be liable for any indirect, incidental, or consequential damages.
Changes to Terms
We may update these terms from time to time. We will notify registered users of significant changes via email. Continued use of the service after changes constitutes acceptance of the updated terms.